By Gerald Morales, My Bank Tracker
credit cards
Who likes paying for fees? Not all credit cards come with fees, and for those who are concerned about paying interest and prefer not to have to pay anything extra, you’re in luck. Wouldn’t it be convenient if you could find a list of the best credit cards with no annual fees? Now you can, and you don’t have to click far to find what you are looking for.
Cards that typically come with annual fees usually have valuable perks when it comes to owning a credit card. There are a lot of nice things that can come out of credit cards with annual fees, but there are just some people that prefer to not have to deal with annual fees. That’s perfectly understandable given that there are a lot of other expenses life has to offer. MyBankTracker has compiled a list of the best no annual fee credit cards that possess a great deal of value based on the perks available.
Barclaycard Ring Credit Card
The Barclaycard Ring Credit Card is perfect for someone trying to take their credit score to the next level. This card does not charge for transfer fees and credits your account back when you complete a balance transfer. This is helpful for someone that holds a high balance on a credit card with a high APR.
Card Highlights
–8% variable APR on balance transfers and purchases
–1% statement credit on balance transfers (made within first 60 days of account activation)
–$0 balance transfer fee
Citi ThankYou Preferred Card
Enjoy the perks of a card that provides you with rewards points with no annual fee. These type of cards are hard to come across but they do exist. The Citi ThankYou Preferred Card allows you to rack up points as you spend. You also get 0% APR on purchases and balance transfers for a little over half a year.
Card Highlights
–0% APR on purchases and balance transfers for 7 months (12.99% – 22.99% after based on credit)
–Earn unlimited ThankYou Points that never expire (can be redeemed for travel rewards, cash rewards, or electronics)
–Earn 2x points from select merchants to build points faster
Citi Hilton HHonors Visa Signature Card
Are you taking advantage of hotel rewards points? Regular travelers should consider using a credit card that allows them to accumulate points to use towards hotel accommodations. Infrequent travelers might still consider a card like the Citi Hilton HHonors because the points you gain never expire.
Card Highlights
–Earn points that never expire and use towards hotel accommodations
–Complimentary HHilton Silver Status (includes benefits such as 15% bonus on HHonors Base Points and complimentary fitness center or health club access at select locations)
–14.24% – 16.24% variable APR (based on credit)
Read the full article by Gerald Morales from My Bank Tracker.
